Are You Ready For Retiremement?

This is a complete, sequential system specifically built for men ages 55-65. It accounts for male life expectancy, health risks, income patterns, and behavioral tendencies that affect retirement decisions. You won't find this level of specificity and integration anywhere else for free.

Maybe. If your advisor has given you a comprehensive, written plan covering Social Security timing, Medicare selection, withdrawal sequencing, Roth conversions, and tax optimization—you're set. But most advisors focus on investment management and provide limited retirement income planning. This guide fills those gaps. Many buyers use it alongside their advisor.

Yes—but it depends on where you are. If you've already claimed Social Security and enrolled in Medicare, Steps 7-18 won't apply. But the withdrawal strategy, tax optimization, and RMD planning (Steps 19-29) are still highly valuable. If you're 55-64, you'll get the most value because you can still optimize every decision.

Absolutely. Steps 9 and 11 specifically cover spousal benefits, survivor benefits, and how your claiming decision affects your spouse. The withdrawal and tax strategies also account for married filing jointly scenarios. If you're single, you'll skip a few spousal-specific sections, but 90% of the plan still applies.

Everything is explained in plain English with real-world examples. The worksheets do the math for you—you just plug in your numbers. If you can use a calculator and follow step-by-step instructions, you can complete this plan.

Most men complete it in 3-5 hours spread over a week or two. You don't have to do it all at once. Each step builds on the previous one, so you can work through it at your own pace. Some steps (like Medicare enrollment) are time-sensitive, so we highlight those clearly.

Yes. This guide reflects the SECURE 2.0 Act changes (RMDs now start at 73, Roth catch-up contributions, etc.), 2025 Social Security rules, current Medicare premiums and IRMAA thresholds, and 2025 tax brackets. We update it montly if necessary.

PDF download. You'll get instant access after purchase. You can read it on your computer, tablet, or phone—or print it out if you prefer a physical copy. All worksheets are fillable PDFs so you can type directly into them or print and handwrite.

Yes. 60-day money-back guarantee. If you go through the plan and don't find it valuable, email us and we'll refund you—no questions asked. We're confident this is the most comprehensive retirement planning resource available for men, and we stand behind it.

You don't have to choode the guide instead of those resources—you should use it to make sense of them. Government websites (SSA.gov, Medicare.gov) are accurate but confusing. Financial advisors are helpful but expensive and sometimes biased toward products they sell. This guide translates the government rules into plain English and gives you the tools to make decisions yourself. Many buyers show it to their advisors, who agree with the strategies. Think of this as your personal education before (or alongside) hiring professional help.